Search results

Showing 1 - 20 of 691
  • ConflictMinerals
    Read the Conflict Minerals Report
  • Career areas
    At Markel, we encourage you to take charge of your career. We will be there to help you with the resources and guidance you need. Your success is our success. Interested in joining a Fortune 500 company with a reputation for excellence? Explore some Markel’s career areas below! See where you can help make Markel one of the world’s greatest companies. Underwriting Markel underwriters use creativity and analytical skills to evaluate and set coverage conditions for our clients. To ensure we make decisions profitable to Markel and our clients, underwriters analyze information to determine the risk of insuring a customer and to determine appropriate premiums and amounts of coverage as well as develop the policy language to cover potential losses. An underwriter helps to strategically position and market new policies to wholesale brokers or retail agents. Claims Claims associates investigate, evaluate, and settle claims. They apply technical knowledge and skillful negotiation skills to ensure fair and prompt closing of cases. Actuarial Markel’s actuaries help predict the risk involved in writing various types of insurance policies and identify the potential profitability with different business opportunities. Our actuary associates use their strong analytical skills to provide data that allows management to plan for the future and reserve for possible losses. Finance, accounting, treasury, tax, and internal audit Markel’s finance, accounting, treasury, tax, and internal audit associates are responsible for the integrity of the company’s worldwide financial operations and policies. Information systems and technology Whether it’s computing or communicating, IT delivers all of our systems worldwide, with an eye toward speed and reliability, technical expertise, and knowledge of our business. Regulatory and compliance Associates in regulatory and compliance are responsible for ensuring that we meet federal and state mandates to protect both the company and our insureds. Strong attention to detail and an ability to identify potential problems and opportunities within the regulatory arena are important assets for this position. Customer support Associates in customer support work effectively in a fast-paced environment, work well in a team environment, communicate clearly and professionally. Our associates are reliable and dedicated to providing the best customer experience possible.
  • Horse and farm claims2
  • Markel locations list
  • Mimi-Fiske-short
  • Wards-top-50
    Markel Corporation was named to the 2015 Ward's 50 property-casualty top performers, again. Selected from over 3,000 property-casualty insurance companies domiciled in the US, 50 companies were honored with this award based on the following performance criteria: Five-year average return on average equity Five-year average return on average assets Five-year average return on total revenue Five-year growth in revenue Five-year improvement in surplus to written premium Five-year average combined ratio Together, the group produced a 10.9% statutory return on average equity from 2010 to 2014, compared to 7.8% for the property-casualty industry overall. See more about the Ward's 50.
  • Legal disclaimer and privacy policy
    <!-- /* Font Definitions */ @font-face {font-family:Wingdings; panose-1:5 0 0 0 0 0 0 0 0 0;} @font-face {font-family:"Cambria Math"; panose-1:2 4 5 3 5 4 6 3 2 4;} @font-face {font-family:Calibri; panose-1:2 15 5 2 2 2 4 3 2 4;} @font-face {font-family:"Segoe UI"; panose-1:2 11 6 4 2 2 2 2 2 4;} @font-face {font-family:"Open Sans"; panose-1:2 11 6 4 2 2 2 2 2 4;} /* Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal {margin-top:0in; margin-right:0in; margin-bottom:8.0pt; margin-left:0in; line-height:107%; font-size:11.0pt; font-family:"Calibri",sans-serif;} p.MsoCommentText, li.MsoCommentText, div.MsoCommentText {mso-style-link:"Comment Text Char"; margin-top:0in; margin-right:0in; margin-bottom:8.0pt; margin-left:0in; font-size:10.0pt; font-family:"Calibri",sans-serif;} a:link, span.MsoHyperlink {color:#0563C1; text-decoration:underline;} a:visited, span.MsoHyperlinkFollowed {color:#954F72; text-decoration:underline;} p {margin-right:0in; margin-left:0in; font-size:12.0pt; font-family:"Times New Roman",serif;} p.MsoCommentSubject, li.MsoCommentSubject, div.MsoCommentSubject {mso-style-link:"Comment Subject Char"; margin-top:0in; margin-right:0in; margin-bottom:8.0pt; margin-left:0in; font-size:10.0pt; font-family:"Calibri",sans-serif; font-weight:bold;} p.MsoAcetate, li.MsoAcetate, div.MsoAcetate {mso-style-link:"Balloon Text Char"; margin:0in; margin-bottom:.0001pt; font-size:9.0pt; font-family:"Segoe UI",sans-serif;} p.MsoRMPane, li.MsoRMPane, div.MsoRMPane {margin:0in; margin-bottom:.0001pt; font-size:11.0pt; font-family:"Calibri",sans-serif;} p.MsoListParagraph, li.MsoListParagraph, div.MsoListParagraph {margin-top:0in; margin-right:0in; margin-bottom:8.0pt; margin-left:.5in; line-height:107%; font-size:11.0pt; font-family:"Calibri",sans-serif;} p.MsoListParagraphCxSpFirst, li.MsoListParagraphCxSpFirst, div.MsoListParagraphCxSpFirst {margin-top:0in; margin-right:0in; margin-bottom:0in; margin-left:.5in; margin-bottom:.0001pt; line-height:107%; font-size:11.0pt; font-family:"Calibri",sans-serif;} p.MsoListParagraphCxSpMiddle, li.MsoListParagraphCxSpMiddle, div.MsoListParagraphCxSpMiddle {margin-top:0in; margin-right:0in; margin-bottom:0in; margin-left:.5in; margin-bottom:.0001pt; line-height:107%; font-size:11.0pt; font-family:"Calibri",sans-serif;} p.MsoListParagraphCxSpLast, li.MsoListParagraphCxSpLast, div.MsoListParagraphCxSpLast {margin-top:0in; margin-right:0in; margin-bottom:8.0pt; margin-left:.5in; line-height:107%; font-size:11.0pt; font-family:"Calibri",sans-serif;} span.BalloonTextChar {mso-style-name:"Balloon Text Char"; mso-style-link:"Balloon Text"; font-family:"Segoe UI",sans-serif;} span.CommentTextChar {mso-style-name:"Comment Text Char"; mso-style-link:"Comment Text";} span.CommentSubjectChar {mso-style-name:"Comment Subject Char"; mso-style-link:"Comment Subject"; font-weight:bold;} .MsoChpDefault {font-size:11.0pt; font-family:"Calibri",sans-serif;} .MsoPapDefault {margin-bottom:8.0pt; line-height:107%;} @page WordSection1 {size:8.5in 11.0in; margin:.4in .4in .4in .4in;} div.WordSection1 {page:WordSection1;} /* List Definitions */ ol {margin-bottom:0in;} ul {margin-bottom:0in;} Last updated: January 2020 Conditions for use of this web site By using this web site, you signify your agreement to the terms and conditions contained in these legal notices. If you do not accept these terms and conditions, please do not use this web site. Please read these terms carefully. We reserve the right to add, delete or otherwise modify portions of these terms at any time. You should visit this page periodically to review the terms and conditions. User access to and use of this web site is subject to all applicable federal, state and local laws and regulations. Virginia law and Federal law will govern the interpretation and enforcement of these terms and conditions. Disclaimer This web site has been prepared solely for the purpose of providing information about Markel Corporation and the services and products it offers through its subsidiaries. Markel has compiled this web site in good faith. However, no representation is made as to the completeness or accuracy of the information it contains. In particular, you should be aware that this information may be incomplete, may contain errors or may have become out of date. The reports filed by Markel with the Securities and Exchange Commission and listed on this web site speak only as of the respective dates on which they are filed or used by Markel. Markel makes no commitment, and disclaims any duty, to update any of those reports. MARKEL DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVERS ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MATERIAL. IF YOUR USE OF THE WEB SITE OR THE SITE’S MATERIAL RESULTS IN ANY COSTS OR EXPENSES, INCLUDING, WITHOUT LIMITATION, THE NEED FOR SERVICING OR REPLACING EQUIPEMENT OR DATA, MARKEL SHALL NOT BE RESPONSIBLE FOR THOSE COSTS OR EXPENSES. THIS WEBSITE AND THE INFORMATION CONTAINED HEREIN (INCLUDING ANY REFERENCES TO PRODUCTS OR SERVICES) ARE PROVIDED "AS IS" WITHOUT ANY WARRANTY OR IMPLIED TERM OF ANY KIND. MARKEL, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, AND THE WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE. ALTHOUGH MARKEL STRIVES TO PROVIDE THOROUGH AND ACCURATE MATERIALS ON ITS WEB SITE, WE MAKE NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS. IN NO EVENT SHALL MARKEL OR ANY OF ITS SUBSIDIARIES BE SUBJECT TO LIABILITY FOR ANY DAMAGES OF ANY KIND, WHETHER DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR OTHERWISE, WHETHER OR NOT ADVISED OF THE POSSIBILITY THEREOF, UNDER ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE PROVISION OF INFORMATION ON THIS WEB SITE OR SITES LINKED TO THIS WEB SITE. Insurance coverages are underwritten by member companies of Markel Corporation, including Markel American Insurance Company; Glen Allen, VA.  Not all products and services may be available in all jurisdictions, and the coverage provided by any insurer is subject to the actual terms and conditions of the policies issued. Certain products and services are provided through various non-admitted insurance company subsidiaries of Markel Corporation and are offered through licensed surplus lines brokers. Non-admitted insurance carriers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. Forward looking statements This is a Safe Harbor statement under the Private Securities Litigation Reform Act of 1995. This web site and the site’s material, including documents and presentations within it, contain forward-looking statements that involve risks and uncertainties. Forward-looking statements may be identified by the use of terms such as believes, expects, estimates, may, intends, plans, will, should or anticipates or by the negative thereof or similar expressions, or by discussions of strategy. Markel Corporation has based the forward-looking statements on beliefs, assumptions, expectations and projections about future events using information available at the time such statements were made. These forward-looking statements are subject to risks, uncertainties and assumptions about Markel. Discussion of factors that could cause actual results to differ materially from management's projections, forecasts, estimates and expectations is contained in Markel's SEC filings, including Forms 8-K, 10-Q and 10-K. Markel cautions the reader not to place undue reliance on its forward-looking statements because the assumptions, beliefs, expectations and projections about future events may and often do materially differ from actual results. Markel undertakes no obligation to update any forward-looking statement to reflect developments occurring after such statement is made. Copyright notice Material contained on this web site is copyrighted material by Markel Corporation. All rights reserved. No materials from this web site may be copied, reproduced, republished, posted, or distributed in any way, except as expressly permitted herein or with the prior consent of Markel Corporation. Trademark notice MARKEL and its Design are registered trademarks of Markel Corporation. All other trademarks are property of Markel Corporation or its subsidiaries unless otherwise designated. The use of these marks, except as expressly permitted herein or with the prior consent of Markel Corporation is prohibited. Reference to analysts Although Markel Corporation may reference or provide a list of analysts on this web site as a convenience to you, any opinions, estimates or forecasts regarding Markel Corporation's performance made by these analysts are theirs alone and do not necessarily represent opinions, forecasts or predictions of Markel Corporation or its management. Markel Corporation does not by its reference above or distribution imply its endorsement or sponsorship of, or concurrence with, such information, conclusions or recommendations of the analysts or firms. Links to other materials Some of the links available to you through this web site will allow you to leave the Markel web site. The Internet sites and the material that you can access there are not under the control of Markel, and Markel makes no representations and disclaims all liability with respect thereto. The links are provided only for your convenience, and their inclusion does not constitute nor imply approval or endorsement by Markel of the sites or their content. If you decide to visit any third-party sites using the links from this web site, you do so at your own risk. Indemnity By using this web site, you agree to defend, indemnify, and hold harmless Markel Corporation and its subsidiaries, their officers, their directors, their employees and their agents, from and against any and all losses, claims, damages, costs and expenses (including reasonable legal and accounting fees) that Markel may become obligated to pay arising or resulting from your use of the web site or your breach of these terms and conditions. Markel reserves the right to assume or participate, at your expense, in the investigation, settlement and defense of any such action or claim. Violations of terms and conditions In the event that you violate or attempt to violate any of the terms and conditions contained in these legal notices, Markel reserves the right to terminate your access to this web site immediately, at our sole discretion, with our without notice of any kind. We also reserve the right to involve and cooperate with the law enforcement agencies, and to pursue a civil lawsuit or criminal prosecution for any and all alleged or actual illegal activities involving this web site. Legal disputes, severability and choice of law If there is a legal dispute of any kind about or arising out of the use if this web site, the laws of the Commonwealth of Virginia will govern such dispute without regard to conflict of law rules. You agree that if any part of these terms and conditions is found to be unenforceable, the remainder of these terms and conditions will remain in full force and effect. By using this web site you expressly agree and submit to personal jurisdiction and exclusive venue in the state and federal courts located in the City of Richmond, Commonwealth of Virginia. Privacy Policy Markel and its US subsidiaries and affiliates (each, “Markel”, “we” or “us”) is committed to safeguarding your privacy. This Privacy Policy sets out Markel’s personal information collection and sharing practices in relation to the personal information that we collect and use for the administration of insurance policies, reinsurance contracts and the provision of services. This Privacy Policy describes how we handle personal information that we collect from various sources, including:  ·       information we receive from you on applications, customer feedback and survey responses, or other forms, telephone recordings with our representatives, and call centers ·       information about your transactions with us, our affiliates, or others ·       information we receive from you when you use our website, social media pages, or apps ·       information we receive from other third parties, such as agents, producers, consumer reporting agencies, service providers, inspection agencies, or publicly available information from social media services, or governmental agencies ·       information we receive for recruitment purposes, this includes information that you or your recruitment agency supply in relation to your candidacy (e.g. your CV, application form) pre-offer, and background checks (administered by a third party) post-offer Depending on your relationship with us, you may receive other privacy notices from us providing additional detail about our privacy practices. Information we may collect about you The types of personal information we collect and share depends on the product or service you have with us.  This information can include the following:   ·       your name, mailing and email address(es), telephone number, date of birth, gender, marital or family status, identification numbers issued by government bodies or agencies (i.e.,  Social Security or FEIN, driver’s license or other license number) employment, education, occupation ·       your policy coverage, claims, premiums and payment history from your dealings with us, our affiliates, or others ·       your financial history from other insurance companies, financial organizations or consumer reporting agencies, including but not limited to payment card numbers, bank account or other financial account number and account details, credit history and credit scores, assets and income and other financial information ·       your medical history and records ·       your browsing history, search history, information on your interaction with our website, your application, or advertisement ·       other personal information required in order for us to provide products and services that you have requested    Personal information does not include: ·       publicly-available information from government records ·       de-identified or aggregated consumer information Why we collect information about you We may process personal information for certain legitimate or lawful purposes in some or all of the following ways: ·       to correspond with clients, beneficiaries and claimants in order to facilitate the insurance policies or services ·       to maintain our accounts and records ·       to defend or make claims ·       for recruitment purposes ·       for the performance of a contract with you or to take steps to enter into a contract ·       to comply with a legal obligation ·       to comply with law enforcement, court and regulatory bodies’ requirements ·       to identify and prevent fraud ·       to modify, personalize or otherwise improve our services or communications ·       to gather market intelligence, communicate with and tailor offers to individuals ·       for training and quality purposes ·       to enhance the security of our network and information systems ·    for the performance of a task carried out in the public interest or in the exercise of an official authority How we may use your personal information We may use your personal information in the following ways: ·       to process your transaction with us, for instance, to determine eligibility for coverage, to process claims or to prevent fraud ·       to identify you and to carry out any identity checks as may be required by applicable law and best practice at any given time ·       to recover any payments due to us and where necessary to enforce such recovery through the engagement of debt collection agencies or taking other legal action ·       to analyze it in order to understand the service we provide and in order to improve our business ·       to manage our infrastructure, business operations and comply with internal policies and procedures ·       to notify you about changes to our products or services ·       to comply with applicable laws and regulatory obligations ·       to monitor calls and transactions to ensure service quality, compliance with procedures ·       to carry out background and reference checks, in relation to recruitment specifically ·       to provide you with information about the online services or required notices  Sharing your personal information   We use and share your personal information with affiliated and non-affiliated third parties for the purposes of underwriting insurance, administering your policy or claim and other purposes as permitted by law.   We may disclose personal information about you to the following types of third parties: ·       service providers, such as insurance agents and/ or brokers, claims adjusters, or reinsurers ·       governmental authorities and non-affiliated third parties as permitted by law We restrict access to personal information about our customers/claimants to those individuals who need to know that information to provide products and services to our customers/claimants or as permitted by law.  We train our employees to safeguard personal information.  We maintain reasonable physical, electronic, and procedural safeguards to guard your personal information in accordance with applicable data protection laws. Do Not Track signals:  We do not support this at this time.  This practice maybe revised in the future.   Social Security numbers   We protect the confidentiality of your Social Security number by reasonable physical, electronic and procedural safeguards as required by law.   Children’s privacy   We do not knowingly collect personal information from minors, including children under the age of 13.  Our products, services, and website are not intended for use by minors.          Links to other websites   This website may contain links to other third-party websites. If you follow a link to any of those third- party websites, please note that they have their own privacy policies and that we do not accept any responsibility or liability for their policies or processing of your personal information.   International visitors   We have operations outside of the United States.  For the reasons outlined in this Privacy Policy, we may disclose personal information to affiliates and third parties in other countries.  Laws governing the privacy of personal information vary in different countries and my not be the same as those where you reside.    For residents of AZ, CT, GA, IL, ME, MA, MN, MT, NV, NJ, NC, OH, OR, and VA   Under state law, under certain circumstances, you have the right to access and request correction, amendment or deletion of your personal information that we have collected from or about you.  To do so, contact your agent, or contact us at, or call (888) 560-4671, or write to Markel Corporation Privacy Office, 4521 Highwoods Parkway, Glen Allen, VA 23060.     Changes to our Privacy Policy   We reserve the right to amend this Privacy Policy at our discretion and at any time. When we make changes to this Privacy Policy, we will post the updated policy on the Website and update the policy effective date. Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.                                                                                                                                 For a copy of our Privacy Notices, please click here:  U. S. Consumer Privacy Notice  For further information, please contact us at, or call (888) 560-4671, or write to Markel Corporation Privacy Office, 4521 Highwoods Parkway, Glen Allen, VA 23060.     For residents of California This Privacy Policy for California Residents supplements the information contained above and applies solely to all visitors, users, and others who reside in the State of California (”consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and any terms defined in the CCPA have the same meaning when used in this notice.   The categories or personal information we have collected from consumers within the last twelve (12) months includes the following:   Identifiers Your name, mailing and email address(es), telephone number, date of birth, gender, marital or family status, identification numbers issued by government bodies or agencies (i.e.,  Social Security number or FEIN, driver’s license or other license number), or other similar identifiers. Personal Information categories listed in the California Customer Records Statute (Cal. Civ. Code 1798.809(e) A name, signature, Social Security number, physical characteristics or description, address, telephone number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.  Some personal information included in this category may overlap with other categories. Protected classification characteristics under California or federal law Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information). Commercial Information Your policy coverage, claims, premiums and payment history from your dealings with us, our affiliates, or others.  Your financial history form other insurance companies, financial organizations or consumer reporting agencies. Biometric information Your medical history and records.   Internet or other similar network activity Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement.   Geolocation data Physical location or movements. Sensory Data Audio, electronic, visual, or similar information. Professional or employment-related information Current or past job history or performance evaluations.  For recruitment purposes, this includes information you or your recruitment agency supply in relation to your candidacy (e.g. your CV, application form) pre-offer, and background checks (administered by a third party) post-offer. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)) Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. Other personal information required in order for us to provide products and services you have requested.    Information excluded from the CCPA’s scope, includes but not limited to:   ·       health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 and the California Confidentiality of Medical Information Act or clinical trial data ·       personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act , the Gramm-Leach-Bliley Act or California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994   Sales of Personal Information   In the preceding twelve (12) months, we have not sold your personal information.    Your Rights and Choices   The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.                                                           Access to Specific Information and Data Portability Rights   You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months.                                                                                                                                   Deletion Request Rights   You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions.                                                                                                                               Exercising Access, Data Portability, and Deletion Rights   To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by either:   ·       Calling us at (888) 560-4671 ·       Email: ·       Write to Markel Corporation Privacy Office, 4521 Highwoods Parkway, Glen Allen, VA  23060   Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.   You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:   ·       provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative ·       describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it   We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.                                                                                                                                      Personal Information Sales Opt-Out and Opt-In Rights   We do not and will not sell your personal information.  Also, we do not sell the personal information of consumers we actually know are less than 16 years of age, unless we receive affirmative authorization (the “right to opt-in”) from either the consumer who is between 13 and 16 years of age, or the parent or guardian of a consumer less than 13 years of age. Consumers who opt-in to personal information sales may opt-out of future sales at any time.     Non-Discrimination   We will not discriminate against you for exercising any of your CCPA rights, unless permitted by the CCPA.                                                                                         Other California Privacy Rights   California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email or write to the address listed below.                                                                                                                                          Contact Information   If you have any questions or comments about this notice, the ways in which we collect and use your information described in this Privacy Policy, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:   ·       Phone: (888) 560-4671 ·       Website: ·       Email: ·       Postal Address: Markel Corporation Privacy Office, 4521 Highwoods Parkway, Glen Allen, VA 23060.  
  • Financial strength and credit ratings
    As of 02/21/2020 S&P A.M. Best (1) Moody’s   Financial strength ratings (FSR) (2)         Evanston Insurance Company A (Strong) A (Excellent) A2 (Good)   Markel Insurance Company A A A2   Markel American Insurance Company A A A2   Markel International Insurance Company Limited A A     Essentia Insurance Company A A A2   FirstComp Insurance Company A A     Markel Bermuda Limited (1) A A A2   Markel Global Reinsurance Company (1) A A     Markel Insurance SE A A     Lloyd’s Syndicate 3000 (3) A+ A s     SureTec Insurance Company   A     SureTec Indemnity Company   A     State National Insurance Company SN   A     Superior Specialty Insurance Company SN   A     National Specialty Insurance Company SN   A     City National Insurance Company SN   A     United Specialty Insurance Company SN   A     Independent Specialty Insurance Company SN   A     Pinnacle National Insurance Company SN   A       Credit ratings         Markel senior debt BBB bbb+ Baa2               Overall outlook Stable Stable Stable               (1) All entities are rated XV for financial size category unless noted. Markel Bermuda Limited and Markel Global Reinsurance Company are rated XIII for financial size category. The State National Companies are rated IX for financial size category. The State National Companies are indicated above by the SN superscript. (2) Fitch assigned unsolicited ratings of A+ to a number of Markel’s insurance companies and a rating of BBB+ to Markel’s Senior Debt. (3) Lloyd’s Syndicate: S&P provides an FSR for the Lloyd’s marketplace not by individual syndicate. Lloyd’s marketplace is rated AA- by Fitch.                                                           Financial strength rating < Investment grade   Junk > E S&P AAA: Extremely strong AA A BBB BB B CCC   CC: Extremely weak A.M. Best A++, A+: Superior A, A- B++, B+ B, B- C++, C+ C, C- D E F: In liquidation Moody’s (1-higher, 2-mid-range, 3-lower) Aaa: Exceptional Aa A Baa Ba B Caa Ca C: Lowest   Click here to download  
  • Horse and farm claims
    To report horse injury, sickness, or mortality claims Note: Horse injury, sickness, and mortality claims may only be reported via telephone. Immediate notice of all accidents, sicknesses, injuries and/or deaths must be reported to: 800-362-7535   Monday through Friday, 8:30 a.m.-5:00 p.m. EST 800-446-7925   Evenings, weekends, and holidays  Mortality claim card Animal loss procedures Do: 1. Report all accidents, sicknesses, injuries, and deaths. 2. Contact Markel for permission prior to any surgical procedures. 3. Make arrangements for an autopsy. 4. Call police in case of theft, shooting, or vehicular involvement. Don’t 1. Perform any surgical procedure without contacting Markel. 2. Have animal put down without consent of Markel. 2. Have animal removed prior to performance of an autopsy. 3. Neglect a police report, if needed.  CAUTION Please share these procedures with anyone having care, custody, and control of the insured horse. Failure to comply may jeopardize your coverage. To report horse liability or farm claims .Claims page Please use the property or general liability links located on the Accident report procedures 4. Report all incidents to Markel Claims department. 3. Obtain names, addresses, phone numbers of police, fire, medical, or hospital authorities. 2. Obtain names, addresses, and phone numbers of all witnesses. 1. Obtain all accident details. Do: 3. Discuss accident or injury with anyone other than your insurance representative or someone authorized by the insurance company. 2. Admit responsibility for the accident or injury. 1. Divulge information with regards to insurance coverage. Don’t: CAUTION Please share these procedures with anyone having care, custody, and control of the insured horse. Failure to comply may jeopardize your coverage.
  • The selection process
    Where can I check the status of my application? The confirmation email that you received upon submitting the application contains a link through which you can monitor the status of your application. You must create an account in our application portal to check the status.
  • Newsroom
  • Specialty business news
    Some basic content here
  • 081667c4561540068fa8ad5dbf811280
    Some basic content here
  • State emergency orders
    Illinois Department of Insurance (July 17, 2017) Illinois Disaster Declaration Guidelines Effective July 17, 2017 Governor Bruce Rauner declared Cook, Kane, Lake and McHenry counties state disaster areas. To help provide safeguards for consumers and to ensure that those affected by this disaster do not suffer unnecessary hardship, the following guidelines will be followed for affected insurance policies issued by Markel Corp.’s subsidiaries and affiliates: Cancellations or nonrenewal notifications issued between July 12, 2017 and September 30, 2017 are hereby withdrawn, and any coverage impacted by such notices is reinstated without any lapse. Newly issued cancellation and non-renewal notices for impacted policyholders will be withheld until September 30, 2017. A minimum 60 day extension (from the last date allowed) will be granted to affected policyholders for any policy provisions or other requirements that impose a time limit for an insured or claimant to perform any act. Late fees and installment fees will be waived during this period. Consumers may contact the Illinois Department of Insurance if they wish to file a complaint regarding any disaster-related dispute or issue. Complaints may be filed by calling the Department’s toll-free complaint hotline at 1-866-445-5364 or submitting a complaint online at:
  • Personal and Commercial Lines Policyholder Application Fraud Warnings
    It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits. Please see state specific fraud language below: Applicable in AL, AR, DC, LA, MD, NM, RI, and WV: Any person who knowingly (or willfully)* presents a false or fraudulent claim for payment of a loss or benefit or knowingly (or willfully)* presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. *Applies in MD Only. Applicable in CO: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies. Applicable in FL and OK: Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony (of the third degree)*. *Applies in FL Only. Applicable in KS: Any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act. Applicable in KY, NY, OH, and PA: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties (not to exceed five thousand dollars and the stated value of the claim for each such violation)*. *Applies in NY Only. Applicable in ME, TN, VA, and WA: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties (may)* include imprisonment, fines and denial of insurance benefits. *Applies in ME Only. Applicable in NJ: Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties. Applicable in OR: Any person who knowingly and with intent to defraud or solicit another to defraud the insurer by submitting an application containing a false statement as to any material fact may be violating state law. Applicable in PR: Any person who knowingly and with the intention of defrauding presents false information in an insurance application, or presents, helps, or causes the presentation of a fraudulent claim for the payment of a loss or any other benefit, or presents more than one claim for the same damage or loss, shall incur a felony and, upon conviction, shall be sanctioned for each violation by a fine of not less than five thousand dollars ($5,000) and not more than ten thousand dollars ($10,000), or a fixed term of imprisonment for three (3) years, or both penalties. Should aggravating circumstances [be] present, the penalty thus established may be increased to a maximum of five (5) years, if extenuating circumstances are present, it may be reduced to a minimum of two (2) years. 2019 Source: ACORD 125/88 Forms
  • Markel Electronic Delivery and Signature Consent Disclosure
    Markel Corporation affiliated insurance companies along with its underwriting and service manager, Markel Service Incorporated, known collectively as “Company,” is providing You with the opportunity to receive electronic delivery of any available insurance related documents, notices, billing and policies relating to coverage You now have, may apply for or may later have. For the purposes of this Consent, “You or Your” shall mean the Named Insured, Prospective Named Insured, Customer or Client and refers to the person, legal entity or authorized representative of the Named Insured. Insurance Producers authorized by You, must be licensed and appointed by the Company to complete this form on Your behalf. The purpose of this consent is to ensure that You are fully aware of the consequences of agreeing to receive and sign documents electronically. “Electronic documents” include all electronic documents we may send to You, including documents You may complete via web page and save on Your computer or attach to e-mail. An “Electronic Signature” includes any mark, symbol, sound or process that is written, stamped, engraved, attached to or logically associated with an electronic document and executed by a person with the intent to sign. You have the following rights: 1. Right to Receive Paper Documents: You have the right to receive any document provided in paper or non-electronic form. If You want a paper copy of any document, please contact the Company. There is not a fee. 2. Right to Withdraw Consent. You have the right to withdraw Your consent to receive documents electronically by contacting the Company. The legal validity and enforceability of the electronic documents, signatures and deliveries used prior to withdrawal of consent will not be affected. In other words, all prior electronic deliveries shall be fully valid and enforceable. 3. Changes to Your E-Mail Address. You should keep the Company informed of any change in Your electronic or e-mail address. Please contact the Company as soon as possible if there are any changes. 4. Your Ability to Access Disclosures. By agreeing to this consent, You acknowledge that You can access and retain the electronic documents. The hardware and software required is an email address, a document reader and access to a computer or a device that can access the internet. To retain the notices or documents, you must have the ability to retain the notices or documents delivered by electronic means, which means access to a printer and/or the ability to download the notices or documents to a hard drive or an external media storage device1. 5. You may contact us at: Markel, P.O. Box 3009, Omaha, NE 68103; phone: 888-500-3344; or by e-mail: 6. Unless required by law, all notices, disclosures, authorizations, acknowledgements and other ‎documents relating to coverages You may have with us may be provided to You in electronic ‎form. We may still send some notices to You in paper at Your regular mailing address. For ‎this reason, it is important that You inform us of any changes to Your regular mailing address. 7. Your rights relating to insurance we provide to You may be dependent on when You receive ‎certain information from us. You are considered to have received information from us when ‎we notify You at Your email address alerting You that the information is waiting for You at ‎Your secure mailbox at the web portal or as posted on our website, as designated in the ‎email we would send to You.‎ 8. If the law requires us to provide to You particular information in writing, we may provide that ‎information instead by alerting You by email that the information is waiting for You at Your ‎secure mailbox at the web portal or as posted on our website, as designated in the email we ‎would send to You.‎ The Company may utilize the services of third-party service providers to facilitate electronic delivery of Electronic documents.
  • Standard and Poor
  • Express Renewal Program
    Express Renewal Policy Markel’s Express Renewal Program is a groundbreaking platform that has changed the way we do business. As we continue to leverage technology more than ever to improve the customer experience, we are excited to share a cutting-edge enhancement to the Express Renewal Offer Program—an evolution of the first version of our Express Renewal Program. Enhancement overview The Express Renewal Policy Program enhancement delivers policies that fit within the parameters of the Express Renewal Program directly to your inbox, without the need to “click” to accept an offer. Markel Express Renewal emails will be released with the policy automatically attached and renewed per expiring terms, needing no further action on your part. XRO vs. XRP The illustration below highlights the differences and similarities of the Express Renewal Offer and the Express Renewal Policy Programs. Questions If you have any questions, please reach out to your Markel underwriter.
  • Child care
    Markel Specialty is a recognized leader in insuring youth-related organizations and child care centers for over 30 years with insurance, loss control, and advisory services. Our Child Care Complete program consists of an insurance package with coverages specifically designed to address and support the coverage issues of the child care industry.  One of the benefits available to policyholders is our Safety 1st education program which provides exceptional risk management tools, including background checks for staff and volunteers at a deeply discounted rate, safe driving courses at a reduced rate, and practical loss-control solutions. The program is designed for profit and non-profit operations providing early childhood education such as: Commercial child care centers Before- and after-school programs  Head Starts  Nursery schools  Preschools  For more information and contacts, click here.
    Markel's Wholesale division is heavily involved in the National Association of Professional Surplus Lines Offices, Ltd. (NAPSLO). The Wholesale division has nine associates serving on various NAPSLO committees for the current year.  The Wholesale division has also had five associates presented with prestigious NAPSLO awards including the Charles A. McAlear/NAPSLO Industry Award (Tony Markel, 2005 and John Latham, 2009), the W. Dana Roehrig (Past President’s) Award (Jeff Lamb, 2011 and Wendy Houser, 2012) and the Steven R. Gross Next Generation Award (Nick Abraham, 2012).   The Markel Style states that “We respect our relationship with our suppliers and have a commitment to our communities.”  These associates volunteer their time and energy to better NAPSLO and the community of insurance professionals. Wholesale division contacts Bryan Sanders President, Wholesale Division 804-287-6935 Scott Culler Regional President, West Region 818-227-8271 Sarah Gavlick Regional President, Northeast Region 732-450-8778 Steve Girard Regional President, Southeast Region 804-565-1979 Wendy Houser Regional President, Mid South Region 469-241-3415 Susan Swanson Regional President, Midwest Region. 847-572-6150