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Insurance coverage crafted for distilled spirits companies.

Contact one of our appointed agents and get a free quote today.

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You know the risks in your business. Thankfully, so does Markel.

We work with distillery owners to create policies specifically designed to help them protect their assets and property.

Why is insurance for distilleries important?

Unlike other businesses, your distillery may have sterile tanks and vats, vulnerable liquid inventories, special events, and much more. As you know, it doesn’t take much to wipe out an entire year’s work—or to put your assets at risk if sued.

Here are some examples of claims:*

  • After a cold snap, a pipe bursts and damages the ceiling.
  • When preparing to bottle, a forklift driver drops a barrel and it bursts.
  • A guest on the premises is struck in the head by a patio umbrella blown loose by a strong gust of wind. Even though the guest refused medical attention, they later claimed they suffered a concussion and claimed compensation.

*These examples are provided for illustrative purposes only. Whether an accident or loss is covered is subject to the terms and conditions of your policy. Your policy is the contract that specifically and fully describes your coverage, terms, and conditions.


What we offer

Markel offers a wide range of customizable coverages designed for distilleries including: 

  • Property coverage that includes coverage for the distillery, tasting room, barrel warehouse, business personal property and stock, and business income, as well as spirit stock valued at the price for which it could have been sold on the date of the loss
  • Liability coverage for your tasting room, manufacturing operations, as well as for facilities used for weddings and other special events
  • Excess and umbrella coverage for additional protection

Our coverages can include:

General liability
Commercial general liability provides coverage for damages if there is an accident at your distillery that causes injury or property damage.

Liquor liability
Liquor liability coverage protects businesses that manufacture, sell or serve alcohol against claims that occur when a patron drinks too much.

General liability plus extension
Provides a bundled group of coverage extensions such as damage to premises rented to you up to the occurrence limit.

Umbrella liability
Provides extra coverage that offers protection above underlying liability limits.

Commercial property
Commercial property provides coverage for your property including owned buildings (including tasting rooms), business personal property and business income. If your facility is temporarily closed due to a covered loss (fire, lightning, windstorm), business income insurance covers your lost income and continuing expenses.

Systems breakdown
Protects you when any covered mechanical, electrical or pressure system breaks down, including heating and air conditioning systems, computers, boilers, refrigerators, hot water heaters, and telephone systems.

Special events
This coverage provides protection for special events either on or off premises.

Inland marine
Coverage tailored to protect your manufacturing equipment if it sustains damage due to a covered loss.

Get the insurance protection you deserve.

Contact one of our appointed Markel agents to get an insurance quote for your distillery today.

Find an agent   I am an agent