Your business is our specialty. We focus on creating custom insurance solutions so that you can focus on what you do best.
- 70+ years of experience and knowledge of niche markets help us guide small businesses.
- We are dedicated to delivering quality customer service from our experienced claims staff to our risk engineering team, offering tailored solutions to help protect your business.
- Our claims professionals specialize in the industries and communities we serve and understand the importance of getting your business back on track as quickly as possible.
Small business coverage options
With accident medical protection, you can help protect people against unexpected medical-related costs.
Business owners policy (BOP)
We bundle together the two foundational policies every small- to mid-size business needs: commercial property insurance and commercial liability insurance.
Commercial general liability
Protect your business from third-party claims if you are found legally liable for losses resulting from bodily injury to others or property damage.
Commercial package policy
A commercial package policy (CPP) provides a package of commercial policies that combines two or more coverages.
Get coverage for the three basic types of property most businesses need to operate: the building, contents, and other people's property.
Receive additional liability limits and protection to help cover costs of catastrophic claims and lawsuits if your business is found legally liable for losses.
Miscellaneous errors and omissions
Also referred to as professional liability, E&O offers flexible coverage designed for a wide variety of small businesses and sole practitioners.
We work to offer white-collar businesses insurance coverage related to "acts or omissions" and contractual liability.
Protect both employees and employers if someone is injured on the job or develops a work-related illness.
Hear from customers about their experience working with Markel.
"Coverage is amazing. I am always able to speak to someone and help explain what I need, and why. And when COVID-19 shutdowns began Markel was there for me and my company and I could not have asked for more."
"Markel has offered me affordable coverage for my small business and has always met or exceeded my expectations regarding communication."
"Markel has solutions for many hard to insure exposures."
Additional services and insights
Managing high injury rates for new and inexperienced workers
According to the US Bureau of Labor Statistics, more than one-third of work-related, nonfatal injuries occur in employees who have been on the job less than a year.
New York Labor Law – The triad and the triumvirate
When it comes to handling claims under the New York Labor Law, claims specialists are presented with unique challenges.
Find a sense of comfort knowing you have a team working in your best interest to help you get the most from your insurance protection.
Risk Solution Services
We guide you through the maze of risks with customized solutions designed specifically for your needs.
Our dedication to a responsible, sustainable approach consistently reflects the guidance of our company compass, the Markel Style.