Contract binding


We understand that many of the risks our agents see do not fit nicely in a box. The efficiency created by our investment in technology and process improvement, allow us to staff dozens of regional underwriters who are anxious to find flexible and creative solutions for the unique exposures we encounter in the E&S market.


  • Primary limits up to $5m/$5m
  • Minimum premiums as low as $500 for $1m/$2m limits

Construction related classes

  • General contractors
  • Artisan contractors
  • OCPs
  • Vacant buildings with renovations
  • Real estate property development
  • Project specific policies

Other target classes

  • Lessor’s risk
  • Warehouses
  • Vacant buildings
  • Vacant land
  • Manufacturers and distributors
  • Mercantile/retail
  • Products liability

Liquor liability

  • Available in all states except AK, AL, DC, IA, and VT
  • Limits from $100k/$100k to $1m/$2m
  • Assault and battery coverage follows the general liability

Target classes

  • Convenience stores
  • Grocery stores
  • Package/liquor stores
  • Liquor manufacturers and distributors
  • Special events


  • Target account: packaged with TIV less than $500k
  • Minimum premiums as low as $300 monoline and $150 package.
  • No coinsurance options with underwriter approval
  • Equipment breakdown

Target classes

  • Builder’s risk
  • Stores
  • Vacant buildings under renovation
  • Offices
  • Mercantile/retail
  • Warehouses
  • Dwellings

Inland marine

  • Minimum premiums as low as $500
  • Contractors’ equipment
  • Miscellaneous property floater
  • Motor truck cargo

Excess & umbrella

  • Minimum premiums as low as $500 per layer
  • Limits up to $5m
  • Over 700 available classes
  • Acceptable primary carriers are A-VI or better for GL and auto and B++ for EL

Product sheet

Contract binding leadership

Mark Schauss
Director, Binding Product Line Leader