Protect your lifestyle with equine liability insurance.
Get a free online quote in minutes.
Or call +1.800.842.5017
Markel offers insurance coverage specifically designed for private horse owners.
Horses are big animals. And if they kick or stomp, it can cause serious damage, We understand these risks and have the insurance coverage you need.
Markel's private horse owner liability insurance offers insurance protection against claims arising out of bodily injury or property damage caused by your horse, whether on or off your premises.
Our equine liability insurance also offers insurance protection for horses, donkeys and mules for personal use and for show.
Association membership credits
A 10% credit is available towards liability premium if you are a member of one of our accredited professional associations.
Why do I need private horse owner liability insurance?
Equine-related lawsuits occur more frequently than you may think. And many homeowners’ insurance policies put limits on equine liability coverage or may simply exclude the coverage altogether.
In one case, our client had someone loading hay into a barn when our client’s horse struck the other person’s pickup truck, damaging the truck in several places. Fortunately, our client had a Markel Specialty insurance policy to help pay for the repairs.*
Another time, a client had their horse off premises in a paddock when someone who wasn’t paying attention walked behind the horse. Not surprisingly, they were kicked and needed surgery. But our client’s Markel Specialty policy helped pay for the medical costs.*
Don't wait until you file a claim to find out if you have the proper insurance protection. Get a free quote today.
Can't find what you're looking for?