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Horse and farm

Insurance coverage designed for your agricultural and horse operations.

Markel has a network of exclusive insurance agents with lifetime industry experience, backed by a team of Markel associates with expertise in providing insurance solutions for your animal, farm and business needs. With over 50 years of insuring horse owners, farms and equine operations, we have specialized policies to cover everyone from the private horse owner to your farm.

Why is insurance for horse and farm operations important?

No matter what type or size of farm you have or if you're a private horse owner, horse and farm insurance can help protect you from unforeseen circumstances. Clubs, associations and businesses also may be exposed to certain risks. Horse mortality, property damage and liability coverage are just a few of the things that horse and farm insurance can cover. It’s important to have a policy personalized for your exact needs. Having coverage you can count on can give you a state of ease in protecting your horse, property and any liability you may deal with if something happens.

What we offer

Commercial equine operation

Insurance protection designed for almost any type of horse-related business, both on your own premises or rental/leased property.


Liability and property coverage options designed just for horse farriers.

Farm and ranch

Protect yourself with wide-ranging insurance options designed specifically for farm and ranch owners.

Horse club and association

Protection your club may need for owned or leased premises, public event days, and various club functions.

Horse farm and ranch

Insurance coverage for your home, property, and horses, including coverage if your horse causes an accident or injury.

Horse mortality

Helps cover the financial cost of death, theft, or humane euthanasia for your horses.

Private horse owner

Protect yourself if your horse injures someone or damages property, both on and off your premises.

Riding instructor and horse trainer

Insurance protection for businesses providing horse training, riding lessons and more.

Therapeutic riding center

We’ve partnered with PATH Intl to offer customizable coverages to protect you and your business.

Want to work with a Markel horse insurance specialist?

We are represented exclusively by insurance agents in the field who specialize within a specific horse discipline and/or breed. Horse owners and professionals can be assured that Markel’s specialists understand their wants and needs, because our specialists are horse people too.