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Pet health insurance
Underwritten by Markel
From hoof to paw, we protect it all!
At Markel, we know your pets are more than just animals – they’re family. That’s why we’ve teamed up with Prudent Pet to offer top-notch coverage for your furry friends. Now, alongside your trusted horse insurance, you can ensure your dogs and cats are protected too!
Or call +1.888.869.7905 to speak with a Prudent Pet agent.
Markel’s pet health insurance product offers head-to-tail coverage for veterinary expenses due to illness, swallowed object surgery, torn ACLs, and much more through our program administrator, Prudent Pet insurance!
Pet health insurance highlights:
- Policies can start for pets at 8 weeks old, with no age limitation.
- No coverage exclusions based soley on breed.
- Reimbursement options range from 70%-90%, with deductible options ranging from $100-$1,000.
- Various add-on coverages available.
- Multi-pet and horse association member discounts available
Pet insurance plans
Accident only plan
Covers accident injuries only
- Veterinary fees: $10,000 annual benefit
Coverage includes alternative therapies (if prescribed by a vet), bite wounds, broken bones, injuries to teeth or mouth, emergencies & hospitalizations, prescription meds, radiology & diagnostic tests, surgery & specialized care, swallowed objects, and exam fees (optional add-on)
- Behavioral disorders: $0
- Advertising & rewards: $0
- Boarding kennel & cattery fees $0
- Loss due to theft or stay: $0
- Mortality benefit: $0
- Vacation cancellation: $0
Plans also include:
- 24/7 vet chat
- Customizable deductible & reimbursement
Essential plan
Covers accident and illness
- Veterinary fees: $10,000 annual benefit
Coverage includes alternative therapies (if prescribed by a vet), bite wounds, broken bones, cancer & growths, cancer treatments, congenital (birth) defects or abnormalities, injuries to teeth or mouth, digestive illness, emergencies & hospitalizations, eye, ear, and skin conditions, hereditary conditions, hip dysplasia, prescription meds, radiology & diagnostic tests, surgery & specialized care, swallowed objects, urinary infections, and exam fees (optional add-on)
- Behavioral disorders: $250 limit
- Advertising & rewards: $0
- Boarding kennel & cattery fees $0
- Loss due to theft or stay: $0
- Mortality benefit: $0
- Vacation cancellation: $0
Plans also include:
- 24/7 vet chat
- Customizable deductible & reimbursement
Ultimate plan
Covers accident and illness
- Veterinary fees: Unlimited annual benefit
Coverage includes alternative therapies (if prescribed by a vet), bite wounds, broken bones, cancer & growths, cancer treatments, congenital (birth) defects or abnormalities, injuries to teeth or mouth, digestive illness, emergencies & hospitalizations, eye, ear, and skin conditions, hereditary conditions, hip dysplasia, prescription meds, radiology & diagnostic tests, surgery & specialized care, swallowed objects, urinary infections, and exam fees (optional add-on)
- Behavioral disorders: $1,000 limit
- Advertising & rewards: $500 limit
- Boarding kennel & cattery fees: $500 limit
- Loss due to theft or stray: $500 limit
- Mortality benefit: $1,000 limit
- Vacation cancellation: $1,000 limit
Plans also include:
- 24/7 vet chat
- Customizable deductible & reimbursement
Get a free, no-obligation quote
Make sure your dogs and cats are protected today!
Or call +1.888.869.7905 to speak with a Prudent Pet agent.
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Pet insurance products are produced by Prudent Pet Insurance Agency, LLC and administered by Prudent Pet Insurance Agency, LLC (NPN #18778951). Plans are underwritten by Markel Insurance Company and Markel American Insurance Company through Markel Service, Incorporated national producer license #27585. By providing your mobile phone number and submitting to Prudent Pet Insurance Agency, LLC, you consent to receive mobile text messages sent through automatic telephone dialing systems regarding information, goods and services offered by or through Prudent Pet Insurance Agency, LLC. You are not required to provide your consent as a condition of purchasing any goods or services. Your carrier’s messaging and data rates may apply. You may reply “STOP” to any mobile text message in order to opt out, or reply “HELP” for help.
*Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit http://www.prudentpet.com/sample-policy. Preventive care reimbursements are based on a schedule. Products, rates and discounts may vary and are subject to change. Any information on the site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. If you are a retired or active-duty military, or work in the veterinary field give us a call to see if you qualify for additional discounts. 30-day money back guarantee is not available if claims have been filed.
©2025, Prudent Pet Insurance Agency, LLC. All Rights Reserved.