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How event insurance can safeguard outdoor events

Special event cancellation insurance can protect policyholders if an event is cancelled or postponed due to severe weather.


You and your clients can do everything in your power to plan an optimal outdoor event, like choosing months with better weather. But even the most experienced weather forecasters can’t always predict extreme inclement weather.  

If an event is cancelled or postponed due to weather, your clients could face considerable losses without insurance. That’s why special event insurance can help your clients recover money spent on the event if weather conditions take a turn for the worse and the event is cancelled.  

Special event cancellation insurance can protect policyholders if an event is cancelled or postponed due to severe weather, like tornadoes, earthquakes, hurricanes, scorching temperatures and tropical storms. Essentially, weather that prevents guests from reaching the venue and attending the event. In addition, there could be power outages, floods or fires that could jeopardize your event. These conditions would be covered with special event insurance. 

Whenever planning for an outdoor event, it's in the client's best interest to secure coverage to safeguard their investment. It’s also important to understand your clients’ unique risks for an outdoor event at the specific location and event date and choose the level of coverage tailored to your clients’ needs in case of adverse weather. With the right coverage, you and your clients will be prepared to weather any storm. 

Event cancellation insurance covers:


  • Non-refundable deposits—many vendors, such as photographers, caterers, entertainment and florists, may not offer refunds regardless of the reason for a cancellation or postponement.   
  • Cancellation costs—cancellation can occur for many unforeseen circumstances, including extreme weather conditions and accident or illness of host, honoree or immediate family member.
  • Unreliable vendors—event insurance can cover the cost of vendors who are no-shows, cancel at the last minute, or have gone bankrupt.  

Cancellation coverage is available for events that are scheduled to take place in (or cruise ships departing from) the United States and territories/possessions, Canada, the United Kingdom, Mexico, the Bahamas, Bermuda, and the Caribbean (excluding Cuba).  

Customized coverage is available for every event. Event cancellation insurance starts as low as $130. The cost is based on the overall event budget, so your clients can make sure they have the most coverage for all of their deposits and expenses. Event cancellation policies have a $25 deductible for each area of coverage. 

Special event insurance is essential for peace of mind and protecting financial loss. Consider Markel for your event cancellation insurance needs.


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