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Life sciences liability

Products, E&O, and general liability

Expertise within our life sciences underwriting, claims, and risk engineering teams allows us to partner effectively with businesses in this ever-evolving industry.

  • We offer specialized products that serve the commercial insurance needs of the life science industry, including pharmaceutical, biotechnology, medical device, and nutraceutical space.
  • We have the ability to insure a company throughout their products life cycle. From research through product commercialization, we offer a specialized product that serves the commercial insurance needs of the life sciences industry.

Why do companies need life science liability insurance?

Provides specialized coverage

Life science product liability insurance offers a wide range of specialized coverage enhancements to protect the commercial insurance needs of the life science industry including medical device, pharmaceutical, biotechnology, medical device, dietary supplement and cosmetic industries. With life science product liability and error or omission insurance, a business is protected throughout their products life cycle and their work performed—from research and development through commercialization.

Protects companies from unique risks

Businesses in this ever-evolving, fast-paced sector working on solutions for our world’s most pressing challenges are exposed to unique risks due to the cutting-edge nature of products created to change and save lives. The complex risks involved can lead to lawsuits and financial loss that can detrimentally affect the organization’s reputation and bottom line.

Ensures they can focus on improving quality of life for everyone

If you’re in the life science industry, you are on the front lines of groundbreaking medical technology, promising research and development, and innovative products designed to treat, cure, prevent, or mitigate diseases or conditions, with the goal of improving quality of life in both humans and animals.

Peace of mind

Ensuring you are protected by a carrier with expertise in life sciences insurance, from underwriting, claims and loss control will provide peace of mind that you have a partner that can help you navigate this ever-evolving industry. Coverage options can include product-completed operations liability, errors or omissions liability and general liability, typically available on a primary or excess basis.

Target Classes

Coverage options

Coverage available on both a primary or excess basis.


  • Products-completed operations liability (claims-made)
  • Errors and omissions liability (claims-made)
  • General liability, including advertising and personal injury (occurrence)

Unique like you

Every business has different coverage needs.

We meet challenges head on to find creative coverage solutions, reduce risk, or help recover from a loss.

  • Risk Solution Services

    We guide you through the maze of risks with customized solutions designed specifically for your needs.

  • US and Bermuda insurance offerings

    Explore all of Markel's US and Bermuda insurance offerings and learn how our experience allows us to build specialized solutions.

  • Claims expertise

    Our dedicated and empathetic claims professionals have specialized knowledge within their unique product lines to guide you through the claims process.

Connect with us

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