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Insurance protection for the risks behind the breakthroughs
Markel’s specialized life sciences primary insurance solutions are designed to support businesses across the medical device, pharmaceutical, nutraceutical, manufacturing, and research and development sectors. Our dedicated life sciences team helps fuel growth by offering value-added resources like risk solution services team and in-house claims handling—providing the support insureds need at every stage.
Where innovation meets protection.
Markel’s life sciences coverage provides tailored solutions to help protect the innovations shaping tomorrow’s breakthroughs. With over 30 years of experience our underwriting, claims, and loss control teams we are well-equipped to help life sciences protect their operations at every stage.
Why do you need primary life sciences insurance coverage?
Life sciences companies operate in a high-stakes environment where even small missteps can lead to significant financial and legal consequences. Primary insurance is essential for providing coverage against risks like product liability, clinical trial exposures, and manufacturing errors—helping ensure that innovation isn’t derailed by the unexpected.
What we offer
Markel offers primary life sciences insurance for many different businesses,
including but not limited to:
- Research & development
- Clinical trials
- Medical device operations
- Biologics
- Contract research organizations
- Pharmaceutical operations
- Dietary supplement operations
- Site management organizations
Markel offers specialized insurance coverage designed to help protect life sciences companies from the unique industry risks they face. Some coverages available include*:
Products completed operations liability (claims-made)
Can provide coverage for your business from lawsuits claiming bodily injury or property damage from your company’s completed products or work, including those related to a clinical trial.
General liability (occurrence)
General liability, including advertising and personal injury, can provide coverage for your business from lawsuits claiming bodily injury, property damage, personal and advertising injury in connection with your company’s premises and ongoing operations.
Errors and omissions liability (claims-made)
Insurance coverage that can help protect life sciences businesses from lawsuits claiming a wrongful act while providing professional services that results in financial injury.
Optional coverages available
We offer a range of optional coverages to help tailor insurance protection to your business, including biological agents liability, Class 1 product recall expenses, medical monitoring for clinical trials and product recalls, healthcare services liability, and more.
*Coverages offered vary and may not be available to all risks.
Tailored insurance solutions
With over 30 years of experience, our team of seasoned life sciences underwriters is dedicated to providing exceptional service and crafting customized solutions that can effectively address your unique operational risks.
Access to in-house specialists
Policyholders benefit from Markel’s in-house risk solution services and loss control team who truly understand the life sciences space and are ready to respond with industry-relevant guidance and support.
Dedicated and responsive claims team
Our dedicated products liability and life sciences claims team combines industry insight with a commitment to responsive, effective service. With an average of over 10 years of insurance experience, our professionals help keep your operations moving by delivering fast, reliable claims support tailored to the complexities of the life sciences sector.
We're here to help you protect your business and its future.
For over 30 years, Markel has been a trusted insurance provider to the life sciences industry—delivering insurance solutions, proactive risk management, responsive claims service, and exceptional customer support. Ready to take the next step? Contact us today to learn more.
Related products
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Life sciences excess insurance
Flexible excess coverage that extends above primary coverage—with limits up to $10 million.
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Life sciences middle market insurance package
Your one-stop solution—our package product brings together property, commercial auto, workers compensation, and umbrella coverage in one convenient bundle.