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Layered insurance protection for high-stakes innovation.
In the fast-moving world of life sciences, groundbreaking innovation often brings heightened risk—and primary coverage isn’t always enough. Complex products, evolving regulations, and high-stakes exposures can lead to significant financial and reputational consequences. That’s where Markel’s excess coverage comes in. With more than 30 years of experience supporting the life sciences industry, we provide added layers of insurance protection designed to help safeguard your business when the unexpected goes beyond the limits of your primary policy.
Innovation moves fast—so do the risks.
When primary coverage isn’t enough, Markel’s excess insurance steps in. Markel's excess life sciences insurance coverage layers seamlessly over occurrence-based CGL, claims-made products, and E&O policies—providing added insurance protection that aligns with your primary coverage.
Why do you need excess life sciences insurance coverage?
Excess life sciences insurance is essential for helping you protect in event the unpredictable and often high-severity risks that can arise in this complex industry. From product liability claims to regulatory challenges, a single event can exceed the limits of primary coverage. Excess insurance adds an extra layer of insurance protection—helping you safeguard your business, reputation, and continued innovation.
What we offer
Markel offers excess life sciences insurance for many different businesses, including but not limited to:
- Research & development
- Clinical trials
- Medical device operations
- Biologics
- Contract research organizations
- Pharmaceutical operations
- Dietary supplement operations
- Site management organizations
Markel offers specialized excess insurance coverage designed to help protect life sciences companies from the unique industry risks they face. Some coverages available include*:
Products completed operations liability (claims-made)
Can provide coverage for your business from lawsuits claiming bodily injury or property damage from your company’s completed products or work, including those related to a clinical trial.
General liability (occurrence)
General liability, including advertising and personal injury, can provide coverage for your business from lawsuits claiming bodily injury, property damage, personal and advertising injury in connection with your company’s premises and ongoing operations.
Errors and omissions liability (claims-made)
Insurance coverage that can help protect life sciences businesses from lawsuits claiming a wrongful act while providing professional services that results in financial injury.
*Coverages offered vary and may not be available to all risks.
Tailored insurance solutions
With over 30 years of experience, our team of seasoned life sciences underwriters is dedicated to providing exceptional service and crafting customized solutions that can effectively address your unique operational risks.
Access to in-house specialists
Policyholders benefit from Markel’s in-house risk solution services and loss control team who truly understand the life sciences space and are ready to respond with industry-relevant guidance and support.
Dedicated and responsive claims team
Our dedicated products liability and life sciences claims team combines industry insight with a commitment to responsive, effective service. With an average of over 10 years of insurance experience, our professionals help keep your operations moving by delivering fast, reliable claims support tailored to the complexities of the life sciences sector.
We're here to help you protect your business and its future.
For over 30 years, Markel has been a trusted insurance provider to the life sciences industry—delivering insurance solutions, proactive risk management, responsive claims service, and exceptional customer support. Ready to take the next step? Contact us today to learn more.
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