Expertise within our life sciences underwriting, claims, and risk engineering teams allows us to partner effectively with businesses in this ever-evolving industry.

  • We offer specialized products that serve the commercial insurance needs of the life science industry, including pharmaceutical, biotechnology, medical device, and nutraceutical space.
  • We have the ability to insure a company throughout their products life cycle. From research through product manufacturing, we offer a specialized product that serves the commercial insurance needs of the life sciences industry.

Why is insurance for the life sciences industry important?

The life science industry is dynamic and growing rapidly with new inventions in a highly regulated environment. Organizations in this sector need to protect their businesses by mitigating risk through the right insurance, so they can keep the momentum without skipping a beat by continuing to predict, prevent, treat, and cure diseases and conditions around the world.

Organizations should partner with an insurance company that can help navigate existing and potential risks to the business with a broad offering of risk management solutions. This essentially means a partner who is active in developing customized service plans and provides clear and easy-to-use self-guided resources to mitigate risk challenges.

Reasons life science companies need product liability insurance:

New discoveries
By knowing their company is protected, they can continue to focus researching and testing new discoveries
medical services
Improve public health
Develop products dedicated to improving individual and public health outcomes
Hope for the future
Continue to make an impact on the future through medical advancements

What we offer

Products, E&O, and general liability

Expertise with Markel’s life sciences team allows us to partner with you in this ever evolving industry.


Site pollution is designed to cover third-party liability and remediation expense resulting from pollution events occurring at a location you own, lease, or occupy. Site pollution policies may also provide coverage for contingent pollution transportation, products pollution, crisis management, emergency response costs, and other menu-driven options.

Medical professionals

Markel provides healthcare professionals across the country with tailored medical professional liability insurance solutions.


Our team provides insurance solutions to safeguard businesses before, during, and after a cyberattack.

Inland marine

As specialists in life sciences and inland marine insurance, Markel provides a high level of knowledge and experience. We understand that speed to market is the key to your success, and take pride in developing insurance programs to fulfill your unique business needs. At Markel, we offer coverage for numerous diverse risks.

Workers compensation

Specializing in new and existing ventures, our clients range from small research and development operations to mid-size manufacturing. Life sciences workers compensation can be written stand-alone or as a complement to a package policy. Markel offers admitted paper in a number of states.