The following text field filters the results that follow as you type.
Protect your business from environmental risks.
As a contractor and business owner, you know the risks on the job can keep you up at night. Markel’s contractors pollution liability (CPL) coverage can help ease those worries by protecting your business from common pollution risks—offering flexible, bundle-ready protection tailored to your needs.
Don't let pollution risks derail your projects.
At Markel, we offer contractors pollution liability insurance designed to address your specific risks, backed by more than 25 years of industry experience. Our flexible coverage adapts to your unique business needs and can be seamlessly bundled with other environmental policies to simplify protection and keep your business secure.
Why do you need contractors pollution liability insurance?
Pollution risks are a serious but often overlooked hazard on construction sites. From accidental fuel spills and mold disturbances to the release of hazardous materials like asbestos or lead, even routine work can lead to costly environmental claims. Contractors pollution liability (CPL) insurance fills the gap left by standard general liability policies, which typically exclude pollution incidents. CPL coverage protects against third-party bodily injury, property damage, legal defense and cleanup costs—whether caused by the contractor or their subcontractors. It also helps meet regulatory and contractual requirements, providing peace of mind and a competitive edge on bids.
What we offer
Markel offers contractors pollution liability insurance for many different types of contractors, including but not limited to:
- General contractors
- Environmental contractors
- Energy and renewables contractors
- Infrastructure contractors
- Artisan and trade contractors
- Industrial contractors
- Commercial and residential contractors
Markel offers tailored coverage to help contractors manage the unique environmental risks they face. Coverage includes extended policy terms for cleanup costs, bodily injury, property damage, legal defense, natural resource damages, mold, non-owned disposal sites (NODS) and transportation-related pollution liability. Some coverages available include*:
Pollution liability
Helps protect contractors against third-party claims against cleanup costs, bodily injury, property damage or personal injury arising from their operations, including those involving pollution exposures.
Mold and legionella
Mold and legionella: coverage for mold or Legionelle-related exposure or damage bodily injury, property damage, or personal injury arising from their operations.
Incidental professional
Provides coverage for contractors who occasionally perform professional services—such as site assessments or remediation planning—against errors or omissions arising from those activities.
Transportation pollution liability
Helps contractors if there is a pollution event during loading, transit or unloading, by the contractor or a third party, and can help protect against cleanup costs, property damage and third-party injury.
Sudden and accidental coverage owned locations
Provides limited site pollution coverage for the insured's offices, warehouses and equipment storage facilities.
*Coverages offered vary and may not be available to all risks.
Flexible coverage options
Choose the coverage structure that fits your business—whether you need ongoing protection or project-specific solutions.
- Practice policies available in convenient one or two-year terms
- Project-specific coverage tailored to individual jobs, including:
- Contractor controlled insurance program (CCIP)
- Owner controlled insurance program (OCIP)
Insurance built on experience—and designed for you
With more than 25 years in the environmental insurance space, Markel has earned a reputation for trust, innovation and reliability. Our seasoned team delivers creative, flexible solutions and brings one of the broadest underwriting appetites in the industry, covering complex risks that others often won’t.
Access to in-house specialists
Our Risk Solution Services team understands the complexities of environmental exposures and provides tools to help assess and manage risk. Policyholders also get 24/7 access to our app, connecting them to 3,000+ qualified spill-center contractors for fast, effective support—anytime, anywhere.
Dedicated and responsive claims team
Markel’s environmental claims team combines industry knowledge with a people-first approach. Our team is empowered to act quickly and confidently, providing dependable support when it matters most.
We're here to help you protect your business and its future.
For over 25 years, Markel has been a trusted partner in the environmental industry—delivering innovative insurance solutions, proactive risk management, responsive claims service and exceptional customer support. Ready to take the next step? Contact us today to learn more.
Related products
-
Environmental general liability
Helps protect businesses against third-party claims for bodily injury, property damage or cleanup costs resulting from pollution-related incidents.
-
Contractors pollution and professional liability
Tailored for environmental professionals, this coverage helps protect against claims from services like consulting, remediation and site assessments—including errors, omissions and misrepresentation.
-
Site pollution and environmental coverage
Environmental risks can emerge when you least expect them. We offer flexible coverage to help protect against pollution exposures, easily bundled with other insurance solutions to suit your business.