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Designed for growth: Life sciences coverage for mid-sized companies.
In the complex and fast-paced world of life sciences, mid-sized companies face a unique set of risks as they innovate, scale, and bring critical products to market. Markel’s middle market life sciences package is designed to help meet those challenges head-on—offering tailored coverage that combines property, casualty, workers compensation, and more under one flexible solution. With over 30 years of industry experience, we aim to understand the nuances of your business and provide the insurance protection and support needed to help keep your operations moving forward.
Tailored coverage for life sciences at every stage.
Markel’s life sciences middle market package is designed to help meet the unique needs of the pharmaceutical, biotechnology, medical device, and nutraceutical industries. Offering coverage for property, casualty, and workers’ compensation, this solution aim to support clients throughout every stage of the product lifecycle.
Why do you need life sciences middle market package insurance coverage?
Mid-sized life sciences companies operate in a fast-moving, high-stakes environment—where innovation is constant, and risks are complex. From property damage and product liability to employee safety and supply chain disruptions, a tailored insurance package solution helps you protect your business through various stage of growth. Having the right coverage in place allows you to focus on advancing science, not managing setbacks.
What we offer
Markel offers middle market life sciences package insurance for many different businesses, including but not limited to:
- Research & development
- Clinical trials
- Medical device operations
- Biologics
- Contract research organizations
- Pharmaceutical operations
- Dietary supplement operations
- Site management organizations
Markel’s life sciences middle market package coverage is designed to help protect life sciences companies from the unique industry risks they face. Some coverages available include*:
Property
Property insurance protection for buildings, business personal property, business income, and equipment breakdown—plus enhancements for contamination, FDA re-certification delays, perishable property, scientific animals, and more. With flexible limits and significant capacity, our coverage is designed to help you keep your operations moving, even when the unexpected happens.
Auto
Can provide coverage for owned, leased, hired, and non-owned vehicles—with enhancements tailored to how your business operates, including rental reimbursement and coverage for vehicles rented by employees. With flexible options and built-in insurance protections, it’s designed to help you keep your operations running safely and smoothly.
Umbrella
Markel’s umbrella coverage offers added insurance protection for catastrophic events, with limits up to $10 million for most classes. Features include key employee replacement coverage, crisis management support (including PR expenses, counseling, and funeral costs), and built-in waivers of recovery rights. Designed with flexibility and broad insurance protection in mind, our umbrella coverage helps you safeguard your business when the stakes are highest.
Workers compensation
Coverage for employees and employers alike—covering medical expenses, lost wages, rehabilitation, and more. It can include employers liability with options to increase limits for added insurance protection, plus stop gap coverage in monopolistic states. With no cap on employee count or payroll, it's a flexible solution built to help you keep your workforce protected and your business compliant.
*Coverages offered vary and may not be available to all risks.
Flexible, scalable insurance protection across the product life cycle
Markel offers a one-stop solution that can span the entire product life cycle—from R&D through distribution—helping companies stay protected at every stage of innovation.
Full package offering
In addition to products liability, Markel now includes property, casualty, and workers’ compensation, delivering broader insurance protection in one cohesive solution.
Commitment to innovation
Markel recognizes that creativity and innovation drive life sciences—and aligns its insurance solutions to support that momentum.
More than insurance coverage
Our experienced in-house risk engineering and claims teams understand the unique needs and loss exposures of the life sciences industry and provide customized services to help meet those needs.
We're here to help you protect your business and its future.
For over 30 years, Markel has been a trusted insurance provider to the life sciences industry—delivering insurance solutions, proactive risk management, responsive claims service, and exceptional customer support. Ready to take the next step? Contact us today to learn more.
Related products
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Life sciences primary insurance
Primary coverage available on both an admitted and non-admitted basis, tailored to meet the needs of your business.
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Life sciences excess insurance
Flexible excess coverage that extends above primary coverage—with limits up to $10 million.