What is Markel Tradesman?
There are unique risks to owning a business and owning a commercial marine business is no exception. Markel understands these risks, and for over 45 years, has been helping insure marine businesses like yours with our Markel Tradesman™ coverage. The Markel Tradesman™ program is insurance protection designed to help you protect your marine business.
What type of marine businesses do you typically insure?
With over 45 years of experience insuring marine businesses, chances are, we’ve seen a business like yours before. Examples of marine business risks that would fall under our Markel Tradesman™ program include:
- Boat or PWC rental facilities
- Charter boats used for guides, bareboat, sightseeing or sportfishing
- Bed and breakfast boats
- Boat clubs
- Boat schools
- Commercial fishing boats
- Owner/operator (environmental, artisan, weed control, etc.)
Do you insure charter boats?
Whether you are a professional captain taking out guest passengers out for sport fishing, dinner cruises, sightseeing tours or even using your boat as a water taxi you can be protected with our Markel Tradesman™ coverage.
What type of coverage do you offer for charter boat businesses?
Charter business owners have a variety of protection options so they can customize their coverage to fit their business needs and budget. Some coverages available for marine charter businesses include:
Base charter coverage options:
- Windstorm extra expense
- Automatic tender
- Lower marine electronics deductible
Optional coverages available:
- Business interruption
- Primary fishing equipment
- Guest liquor liability
- Slip and mooring liability
- Premises liability
Optional preferred charter package coverage options:
- Tournament fee reimbursement
- Referral liability
- Emergency expense reimbursement
- Limited commercial fishing
At my facility, we rent out boats and also use those same boats for charters. Am I covered for both uses of the boat?
With our Markel Tradesman™ coverage, numerous business types can be listed on one policy. For example, if you use your boat for charters, but also have that same boat available for rental for your customers, both can be listed on the same policy. When talking with one of our watercraft insurance specialists, be sure to list all the different ways your boat(s) is used.
I use my boat for my business, but also sometimes use it for personal use. Am I covered?
If you own a boat bed and breakfast, use your boat to charter and/or guide, or even use your boat in a light commercial capacity (i.e. corporately owned boat used for client entertainment or employee use), you may be covered if you use your boat for personal use as well.
How do I get ahold of my agent?
If you're not sure who your Markel marine agent is, you can look on the declarations page of your Markel Tradesman™ policy (usually page 4 of your policy). Your agent’s information will be listed under “Your Agent” on the upper right-hand side of the page.
How do I get a quote from Markel?
It's easy to get a quote from Markel. Simply find a licensed Markel marine agent in your area and request a Markel insurance quote.
How do I make a change to my policy?
If you need to make a change to your Markel marine insurance policy, simply contact the agent listed on the declarations page of your policy.
Can I pay my bill online?
Yes, visit our My Account page, where you can make a payment with a credit card, debit card or checking account. You can also decide if you want to make a one-time payment or set up automatic recurring payments so you never miss a payment.