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Downstream energy insurance

Our downstream energy team offers a range of products to cover oil refineries, petrochemical plants, fertilizer plants, and heavier gas-liquids fractionation operations.

Coverage also includes all associated assets involved in the transmission, distribution, and storage of refined products. Our downstream offering complements our upstream and midstream capabilities, providing clients with a fully integrated product for the whole energy value chain. Please see midstream for Liquefied Natural Gas (LNG) cover.

Downstream energy coverage options

We write business on a quota share and excess basis.

We can offer line sizes up to $75m on Company or Lloyd's paper.

We can write excess of loss layers.

We do not write a book of primary placements, but will write primary layers where we are able to write the excess layers as well.

We can write pure excess layers where the risk is within appetite and we are unable to take a line on the primary layer.

We do not write Fac RI primaries for other insurers.

Key coverages include:

  • Refineries
  • Petrochemical
  • Fractionation
  • Fertilizer plants

Contact our experts

United Kingdom

Ben House
Director of Energy

Greg Walters
Senior Underwriter – Head of Downstream

Harry Booth
Underwriter – Energy

Chris Seare
Underwriting Assistant – Energy

Emma Cook
Underwriting Assistant – Energy

Bobby Moore
Underwriting Assistant – Energy


Aminah Sulaiman
Underwriter – Energy

United Arab Emirates

Max Robbie
Underwriter – Energy