Skip to Main Content

Personal trainer

From aerobics to yoga, if you are a personal trainer or instructor, you may need personal trainer insurance.

Get a free, no-obligation quote today.

Get a quote   I am an agent

Retrieve a saved quote

You work hard to help your clients improve their lives, but you can't predict accidents.

As an independent contractor working in a facility you don’t own, the facility’s insurance typically covers only the facility, but not you. This can leave you liable for any accidents that may happen to your clients. Having professional liability insurance for your trade may not only be required by the facilities you run your business in, it also can help protect you.

Why is insurance for personal trainers important?

Clients can get injured, and in some instances, they may blame you. As an independent contractor working at someone’s facility, you may be held responsible for client complaints regarding any injuries under your instruction. Professional liability insurance for personal trainers is a way to help you protect yourself.

What we offer

Markel has 40 years of experience providing professional liability insurance for qualified personal trainers at affordable prices for various types of personal trainers and instructors including: 

  • Aerobics instructors
  • Personal trainers
  • Yoga/Pilates instructors
  • Dance instructors
  • Stroller/Fit strides instructors
  • Cardio kickboxing instructors
  • Group aerobics instructors
  • Zumba instructors
  • Jazzercise instructors
  • Dancercise instructors
  • Water aerobics instructors

Our coverage can include:

Professional liability insurance for personal trainers from Markel is an affordable and flexible way to help you protect yourself with annual premiums starting as low as $136.

Our professional liability insurance for personal trainers can help protect you by: 

  • Covering the costs of defending you, even if the allegations are false or groundless.
  • Covering the costs to settle a claim, or costs that result if you lose the case, up to the level of protection you've chosen.
  • Handling your claims promptly and efficiently, with courtesy and tact.

All of our professional liability policies for professional trainers are fully earned which means your premium is non-refundable (as allowed by state) should you cancel your policy at any time during the policy period.

Note: To qualify for a Markel professional liability quote, all trainers and instructors must be currently certified by a U.S. national certification organization. 

  • Additional information

    American Council on Exercise (ACE)
    Health and fitness advocate providing accessible NCCA-accredited certifications and scientifically rooted education to fitness professionals and health enthusiasts to significantly impact diseases related to inactivity.

    Club Business International
    CBI, the world's leading magazine for the health and fitness industry, is read by nearly 24,000 health club owners, managers and professionals in 80 countries around the world.

    Club Industry
    Trusted media source for fitness business professionals providing forums filled with high-quality content, relevant information, dynamic meetings, and networking opportunities critical to industry decision makers.

    The International Health, Racquet & Sportsclub Association – is the trade association serving the global health club and fitness industry. The mission of IHRSA is to grow, protect and promote the health and fitness industry, and to provide its members with benefits that will help them be more successful. IHRSA and its members.

    National Association of Sports Medicine (NASM)
    Certification, continuing education, solutions, and tools for health and fitness, sports performance, and sports medicine professionals.

    National Personal Training Institute (NPTI)
    A 500 and 600 hour personal training program that offers unique and comprehensive courses to become a top-notch personal trainer.

Annual premiums starting as low as $136.

Get a free, no-obligation quote today.

Get a quote

Retrieve a saved quote

I am an agent

Explore related industries

  • Gymnastics

    No matter the size of your gymnastics club, we offer insurance protection options.

  • Health clubs

    Insurance protection designed to help meet the needs of your fitness club, studio, or gym.

  • Martial arts

    Insurance solutions for many types of martial arts schools, including cardio kickboxing, Karate, Tae Kwon Do and more.