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A good dance studio insurance policy can help keep you on your feet. 

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Whether it’s a broken water pipe or a broken leg, insurance can protect you from financial loss.

If you’re a traditional dance studio teaching predominately youth dance, you probably know about the need for property and casualty coverage. But not all insurance programs dance to the same tune.

Our experience and quality of programs can help you get the right coverage for your needs. And that can help you keep your focus on training the next generation of dance stars. 

Why is insurance for dance studios important?

Any serious injury to your students can cause an emotional trauma for you and everyone in your school. But there’s also the financial trauma you alone could face. That’s why you should carry liability insurance.

Other types of insurance may help you protect yourself and your studio. As an example, what would you do if a pipe freezes and floods your studio? Or if you have to close your studio due to a covered loss – what will you do for income and expenses?

What we offer

Markel can offer commercial general liability and property coverage for traditional dance studios that teach:

  • Ballet
  • Jazz
  • Tap
  • Hip hop
  • Modern dance
  • Mobile dance
  • Traditional dance
  • Creative movement and/or baton

Our coverages can include:

Commercial general liability insurance can cover you if you are sued by someone who claims that you caused their physical injury or damaged their property.

Optional coverages you can add to your policy: 

  • Abuse and molestation 
  • Competitions and exhibitions – protection for you when you participate in competitions and tournaments that you do not sponsor
  • Employment practices liability insurance
  • Off-premises activities
  • Special events and fundraisers
  • Blanket Additional Insured’s included at no additional cost – used for landlords for locations on the policy, recitals, performances and demonstrations.

Accident medical insurance can cover students’ medical bills if they are injured at your studio or during activities you sponsor and have no insurance of their own, or their bills exceed what their insurance pays.

Learn more

If a member is injured while an employee is supervising the member and the employee is sued for negligence, professional liability coverage can take effect.

Insurance coverage for your building whether you own or rent.

Business income
If your studio is temporarily closed due to a covered loss, this insurance can cover your lost income and continuing expenses.

Business personal property 
Insurance protection for the content of your studio.

Systems breakdown
Insurance coverage for break downs of mechanical, electrical, or pressure system in your covered facility. This can include heating and air conditioning systems, computers, boilers, refrigerators, hot water heaters, and telephone systems.

Camps and Clinics
Insurance coverage for camp or clinic.

Insurance protection if an employee steals money, securities, or other property.

Excess liability
Excess liability insurance provides additional protection that takes effect after you’ve gone above the limits of your general liability insurance.

Workers compensation
A workers compensation policy can cover expenses resulting from on-the-job injuries, including lost wages and benefits, medical care and rehabilitation services, and legal representation and compliance services.

  • Additional information

    American Dance Therapy
    Supports the emerging profession of dance/movement therapy and is the only U.S. organization dedicated to the profession of dance/movement therapy.

    DANCE magazine
    Continuously published since 1927, Dance Magazine is your source for everything dance! Published by Dance Media.
    Dedicated to quality dance education, and strives to promote the highest possible standards in teaching.

    DanceTeacher magazine
    A magazine for those self-sacrificing lovers of dance who work diligently and creatively to pass on their art to the younger generations (i.e. dance teachers). Published by DanceMedia.

Don't let insurance losses catch you flat footed.

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