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Markel Insurtech Underwriters

We leverage Markel’s myriad capabilities to work with diverse insurtech companies across many product lines.

The Markel Insurtech Underwriters (MIU) team focuses on providing risk capacity and underwriting expertise to start-ups and digital distribution companies passionately building innovative insurance solutions. We seek ideas that leverage emerging technologies and modern customer acquisition strategies to create the service and experience that meets consumer expectations.

More about MIU

Our qualifications

  • Nationwide capabilities
  • Admitted and non-admitted
  • Multiple A-rated papers
  • Reinsurance options
  • Risk-sharing options
  • Broad range of product lines available

Services and support

  • Regulatory and compliance expertise
  • Underwriting guidance
  • Claims handling

Our appetite

  • Companies seeking a carrier team dedicated to working with insurtech start-ups and new digital platforms
  • Companies that bring their own technology platform and customer acquisition strategy
  • Companies seeking a collaborative approach to developing product underwriting and compliance
  • Companies with new, innovative products or new models of product distribution and customer acquisition

Our portfolio of companies


Thimble provides general and professional liability insurance for small businesses, freelancers, and gig workers with flexible terms ranging from hourly to annual. Sold direct to consumer and through appointed agents.


Markel works with Foxquilt as their carrier for general liability coverage primarily focused on contracting classes, e-commerce retailers and personal services.


Surplus lines miscellaneous professional liability insurance. Sold online through appointed wholesale brokers.

Personal Umbrella

Personal umbrella insurance, which is sold online to retail agents.

Simply Business

Simply Business offers general liability insurance tailored to small businesses, and Markel participates as one of their insurance partners. Coverage is sold online, direct to consumer.


Offers surplus lines management liability insurance, which is sold online through appointed wholesale brokers.


Offers an admitted architects and engineers professional liability product to small A&E firms via appointed retailers.


Surety bond providing default protection for finance companies lending to auto buyers. Sold through finance companies.

MIU contact

Scott Whitehead
Senior Managing Director, Markel Insurtech Underwriters

Natalie Dovel
Underwriting Manager, Markel Insurtech Underwriters