Markel offers a wide variety of employment practices liability (EPL) insurance products to help meet our customers' insurance coverage needs and exposures. We provide products for various industries including private, public, professional services, non-profit, and healthcare organizations.

  • Risk management services including hotline staffed by experienced risk management team
  • Claims service provided by our knowledgeable claims team
  • Management liability product available as complementary coverage

Target organizations

Our stand alone employment practices liability coverage targets US-based organizations.

Coverage features

  • Claims-reported policy
  • Broad definition of insured entity
  • Expansive EPL common law definition including intentional torts such as assault
  • Broad definition of employee
  • Third-party coverage for allegations of discrimination or harassment
  • Coverage for punitive, exemplary, or multiplied damages, where available
  • No panel counsel requirements

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