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Protect your organization. Safeguard your leadership.
Markel has delivered flexible management liability solutions since the early 1980s. Available as standalone or blended coverage, our offerings include directors and officers (D&O) liability, employment practices liability (EPL) and fiduciary liability—designed to adapt to the needs of each insured.
Leadership comes with risk. Be ready for it.
At Markel, we cover challenging exposures others won’t, we’re committed to helping protect your business or nonprofit with trusted, innovative solutions.
Why is private and nonprofit liability insurance important?
Private companies and nonprofits face growing risks tied to leadership decisions, employee practices and regulatory actions. Management liability insurance can help protect the organization—and its leadership—against costly claims such as discrimination, wrongful termination, breach of duty and more. Without it, even unfounded lawsuits can lead to significant financial strain.
What we offer
Markel offers private and nonprofit liability insurance for many different businesses and organizations, including but not limited to:
Private:
- Private equity and portfolio companies
- Professional employer organizations (PEO)
- Hospitality
- Energy
- Healthcare
Nonprofit:
- Healthcare
- Education
- Associations, societies, foundations and organizations
Markel offers specialized coverage designed to help protect businesses and nonprofit organizations from the unique risks they face.
Coverages available on a primary or excess basis include*:
Directors and officers liability (D&O)
Markel offers a broad definition of who’s insured—helping protect a wide range of organizational leaders from claims of mismanagement, breach of duty, or regulatory violations. Coverage includes legal defense costs, settlements, and judgments, helping safeguard both personal assets and the stability of the organization.
Employment practices liability (EPL)
Protection for businesses and organizations facing claims of workplace misconduct - including discrimination, harassment, wrongful termination, and unfair hiring practices. Coverage extends to a wide range of individuals within the organization, helping manage legal defense costs, settlements, and judgments - supporting both your financial stability and your reputation.
Fiduciary liability
Designed to help protect private companies, not-for-profits, and the individuals managing employee benefit plans from claims of mismanagement, administrative errors, or breaches of fiduciary duty. This coverage can include legal defense costs, settlements, and judgments tied to retirement plans, health benefits, and other employee welfare programs.
Additional policy highlights
- No antitrust exclusion
- Punitive damages are covered where permitted by law, with most favored venue wording applied
- Retention credit available for early settlements
- Policies offered on admitted or non-admitted basis, where allowed by state regulations
- Extended reporting period option for retired directors and officers
- Flexible options for duty to defend or indemnification forms
- Conduct exclusions include final, nonappealable adjudication language
*Coverages offered vary and may not be available to all risks.
Stronger protection for today’s workplace.
Enhance your management liability coverage with optional protections for claims like discrimination, harassment, and wrongful termination. Markel’s broad coverage can help protect your people, your finances, and your reputation.
Some coverage enhancements available include*:
- Additional defense limits for Side A
- Sublimit for derivative demand investigative costs
- Sublimit for HIPAA
- Sublimit for Immigration Reform and Control Act violations
- Sublimit for shareholder dilution claims
- Sublimit for subpoenas
- Sublimit for wage and hour violations
*Coverages offered vary and may not be available to all risks.
Decades of insight
Markel has been delivering innovative solutions for evolving management liability risks since the early 80's.
Access to in-house specialists
We offer practical solutions and resources to help you manage risk and improve your loss experience over time.
Dedicated and responsive claims team
Our experienced claims team is made up of former private practice attorneys, providing a sharp legal lens on every claim.
We're here to help you protect your business and its future.
Markel has been a trusted partner to private and nonprofit organizations by providing tailored management liability coverage, proactive risk solutions, responsive claims service and dedicated customer support. Ready to protect your organization? Contact us today to learn more.
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