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Professional employer organization (PEO) insurance

Distinct coverage for PEOs—because one size doesn’t fit all

Markel's employment practices liability (EPL) coverage helps protect your PEO from complex and evolving employment-related risks, with customizable insurance solutions designed around your specific needs.

PEO insurance designed for the way you do business

Since the 1980s Markel has been a trusted carrier in management liability insurance, delivering insurance solutions tailored to the unique needs of professional employer organizations (PEOs). As the PEO landscape evolves, so does our coverage—keeping pace with industry practices and emerging risks. With Markel's employment practices liability insurance, your PEO can get coverage that can also be extended to safeguard your client companies.

Why is PEO insurance important?

Employment practices liability (EPL) insurance can help protect PEOs and their client companies from claims such as wrongful termination, workplace bullying, internet-related misconduct, and wage and hour violations—risks that can threaten both finances and reputation. With the right coverage, your business and clients may have protection against unexpected legal and financial challenges, so you and your clients can focus on growth.

What we offer

Markel provides employment practices liability insurance built to support professional employer organizations and the client companies they serve, with coverage designed to align with the way PEOs operate.


Markel offers specialized coverage to help PEOs find the best fit for their company's needs. Some coverages available include*:

Employment practices liability
Helps protect professional employment organizations against financial and reputational damages of wrongful employment claims.

Deposition/trial lost wages and expense reimbursement
Helps cover lost wages and expense reimbursement should a covered claim go to trial, protecting covered party from financial loss.

Independent contractor coverage
Coverage can be extended to independent contractors of client companies by endorsement.

*Coverages offered vary and may not be available to all risks.

Markel has coverage options designed to help your PEO and its client companies stay focused on what you do best. Additional coverage enhancements include (but aren't limited to):

  • Administrative services organization liability
  • Human resources outsourcing liability
  • Staffing discrimination
  • Consumer protection coverage
  • Wage & hour claim expense
  • Sexual misconduct

​​Insurance built on experience—and designed for you

With more than 45 years in management liability, Markel offers flexible insurance solutions designed to adapt to your PEO’s unique risks. Whether standalone or bundled, our coverage gives you the flexibility to build a policy that fits your business—and your clients.

Markel has coverage options designed to help your PEO and its client companies stay focused on what you do best. Additional policy highlights include:

  • Flexible payment plan options
  • Loss control tools
  • Liberalization clause embedded in the policy
  • CSA compliance certification language

Dedicated and responsive claims team
Our management liability claims team brings more than 20 years of experience and a people-first approach to every claim. Backed by a nationwide network of nearly 100 seasoned defense firms, the team acts quickly and decisively to deliver the support you need—when it matters most.

Value-added tools for policyholders
As a Markel employment practices liability policyholder, you'll receive access to select risk management tools from trusted vendors—at no additional cost.

  • Excelerator - Complimentary access to an online training platform designed to support mandatory employee training requirements.
  • Jackson Lewis - Access to a loss control program that provides practical guidance and timely information to help manage employment-related risks.

We're here to help you protect your business and its future.

Since the 1980's, Markel has been a trusted partner in the professional liability industry—delivering innovative insurance solutions, proactive risk management, responsive claims service and exceptional customer support. Ready to take the next step? Contact us today to learn more.

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