Skip to Main Content

Commercial child care

From daycare centers to after school programs, Markel's child care insurance can help.

Contact one of our appointed agents and get a free quote today.

Find an agent   I am an agent

Safely protect your business with the right types of daycare liability and property insurance at affordable prices.

As one of the nation’s leading providers of commercial child care insurance programs, Markel can help you. Year after year, our clients choose us because they’re happy with our insurance products and our knowledgeable, friendly claims and loss prevention specialists.

Why is insurance for commercial child care businesses important?

You have your hands full caring for little ones and providing an enriching environment for them to thrive. Every kind of daycare program, regardless of size or number of children, could use flexible, affordable insurance that’s the right fit for the business. Customizable commercial insurance can be there when the unexpected happens.

What we offer

We provide coverage to many different types of daycare facilities including: 

  • Licensed child care centers 
  • Nursery schools
  • Montessori schools through Kindergarten
  • Preschools
  • Before-school and after-school programs

Our coverages can include:

It is recommended for commercial child care facility to have commercial general liability insurance. This essential coverage can offer insurance protection to you if you are sued by someone who claims you caused their physical injury or damaged their property.

Professional liability 
Professional liability coverage allows teachers and providers to perform their professional duties without fear of devastating lawsuits, defense costs and judgments.

Abuse and molestation liability 
Abuse and molestation is a critical coverage for hypersensitive situations. Our claims staff has experience in handling these types of claims.

If you own the building that houses your child care facility, you may want commercial property insurance to help protect both your building and its contents. If you rent, you may need property insurance to cover your valuable equipment.

Accident medical
Accident medical insurance can cover children’s medical bills if they are injured at your facility or during activities you sponsor and have no insurance of their own, or their bills exceed what their insurance pays.

Commercial auto
Automobile insurance can provide liability and physical damage coverage for the owned, leased, non-owned, and hired automobiles (such as vans, pickups, and buses) used at your facility.

Umbrella liability
Umbrella liability insurance can provide additional insurance protection that takes effect after you’ve gone above the limits of your general liability, abuse and molestation liability, professional liability, or automobile liability insurance. 

Workers compensation
A workers compensation policy can cover expenses resulting from on-the-job injuries, including lost wages and benefits, medical care and rehabilitation services, and legal representation and compliance services.

Finding the right child care center insurance is definitely not a “nap-time” activity.

Contact one of our appointed Markel agents to get an insurance quote for your commercial child care center today.

Find an agent   I am an agent

Explore related industries

  • Educational enrichment

    For a wide variety of educational facilities such as tutoring centers, music school, computer training, robotics, STEM, Montessori schools, and more.

  • In-home daycare

    Coverage for your home daycare business that goes beyond your homeowners insurance policy.