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Construction
Financial Institutions
Food service
Health care
Hospitality
Retail
Wage and hour claims
Include violations, misclassification of employees including independent contracts, inaccurate payment of wages, and non compliance with meal and break period requirements.
Claim definition
Includes lawsuits, government administrative proceeding, mediations, arbitrations, and other ADR proceedings.
Ownership
Insured include entities in which the insured owns less than 50% of the voting stock or has controlling interest.
Covered losses
Includes pre- and post-judgment interest, attorney fees, opposing counsel fees, statutory liquidated damages, punitive and exemplary damages, and statutory fines and penalties.
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